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And while some borrowers did expect long sequences, those borrowers did not in fact actually have unusually long sequences; as Mann notes, “it appears that those who predict long borrowing periods are those most likely to err substantially in their predictions.
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In some cases, a consolidation will result in a longer payoff period, and dragging out the length of the loan could result in your paying more in interest.
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The external costs alone, forced on people given no choice in the matter, may be enough justification for stronger regulation even assuming that the borrower himself understood the full implications of the decision to seek a payday loan.
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ZIP codes near Tipton
- 52807, 52577, 52807, 52003, 52577, 52501, 51031, 50613, 52302, 52060, 50126, 52501, 52556, 52806, 50801, 51501, 51501, 50111, 50010, 52060